This document is about the inspection manual for Kyosaijigyoujisshikikann.
This is a Japanese-language inspection manual (別添４, first established October 2000, last revised March 2023) for examinations of kyosai business implementing institutions. It explains that inspections follow the Ministry of Agriculture, Forestry and Fisheries' inspection regulations and basic guidelines, and it sets out how inspectors should apply a risk-focused, forward-looking approach, analyze root causes, and discuss findings with the institutions.
The main body consists of confirmation checklists for management (governance), legal compliance, kyosai contract promotion management, user protection, integrated risk management, kyosai underwriting risk, asset management risk and operational risk, plus supplementary checklists for on-site inspection and for asset assessment and write-offs/reserves. The manual states that meeting each checklist item is not immediately obligatory and that wording ending in "望ましい" indicates best practice expected of all institutions. This manual is written in Japanese.
It is positioned as a handbook for inspectors to use when examining kyosai business implementing institutions.
No. The manual states that achieving the level of each check item is not immediately obligatory for the institutions.
Unless otherwise stated, they are items expected as best practice of all kyosai business implementing institutions.
All kyosai business implementing institutions, including overseas bases, although whether an overseas site is actually inspected is judged according to local laws and the actual situation.