Xinyin Licai E-Shine Daily Gold Cash Management Product AF20A3004 Product Description

The E-Shine Daily Gold Cash Management Financial Product is a low-risk, high-yield financial product. The product is suitable for customers with a risk tolerance of cautious and above.


Xinyin Licai E-Shine Daily Gold Cash Management Product AF20A3004 Product Description - cover page
Brand
信银理财
Category
Financial Management
Document type
Other
Language
Chinese
Pages
21
File format
PDF
File size
658 KB
Published
11 November, 2023
Updated
11 November, 2023
MD5 checksum
A8335CAECFFE83FB4155C8E85F53019C

About this manual

This document is the product description and risk disclosure statement for the Xinyin Licai (信银理财) cash management wealth product 日盈象天天利 2 号 (E享日日金), product code AF20A3004. It states that the product is a public offering, fixed-income, open-ended product with a risk rating of PR1, intended for customers with a cautious risk tolerance or above, and it is managed by 信银理财有限责任公司. The document notes that the product is not a bank deposit and does not guarantee principal or return.

The text covers the customer confirmation page, where the investor acknowledges the risk disclosure and records a risk-tolerance rating, followed by the product description with its important notices, product registration code Z7002620000017 for lookup on the China Wealth website, and a list of risks including credit, market, liquidity, early termination, policy and information-transmission risk. This manual is written in Chinese.

What's inside

  • Risk Disclosure Statement
  • Customer Confirmation
  • Product Registration Code
  • Important Notices
  • Risk Warnings
  • Credit Risk
  • Market Risk
  • Liquidity Risk
  • Early Termination Risk
  • Policy Risk

Specifications

Product codeAF20A3004
Product registration codeZ7002620000017
Risk ratingPR1
Product typePublic offering, fixed-income, open-ended
Suitable customersCautious risk tolerance and above
Product manager信银理财有限责任公司

Frequently asked questions

What is the product code of this Xinyin Licai cash management product?

The product code is AF20A3004, and its full name is 信银理财日盈象天天利 2 号(E享日日金)现金管理型理财产品.

What is the risk rating of this product and who is it suitable for?

The product has a risk rating of PR1 and is suitable for customers with a cautious risk tolerance or above.

Is this wealth product the same as a bank deposit?

No. The document states that the product is not equivalent to a bank deposit and does not guarantee principal or return.

How can I look up the product registration code?

The registration code Z7002620000017 can be used to look up product information on the China Wealth website (www.chinawealth.com.cn).

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