Ning Silver Finance Ning Xin Tian Tian Gold Cash Management Class Financial Product 3, product type is fixed income, fundraising method is public, product rating is PR1, target investors are risk rated as conservative; stable; balanced; growth; aggressive individuals and institutional investors, principal and income currency is RMB, performance benchmark is none (performance benchmark does not represent product future performance and actual earnings), product fundraising period is 2019 January 30 to February 1, product establishment date is February 2, 2019, product maturity date is February 2, 2050, product opening date is February 3, 2019, except for national legal holidays and rest days, the legal working day is the product transaction day, that is, the product opening day of the application for subscription and redemption of this financial product.
This is the Chinese product description (202202 version, for cash management net-value wealth products) of Ningyin Licai's Ningxin Tiantian Liujin Cash Management Wealth Product No. 3. It sets out the product elements, the investment scope and asset allocation, the trading rules for subscription and redemption, the fees, returns and tax provisions, and the rules on maturity and termination, and it refers to the separate risk disclosure statement.
The product is a fixed-income, publicly offered RMB product with product code 1005 and national registration code Z7002120000105, rated PR1 under the manager's internal rating. It was established on February 2, 2019 and matures on February 2, 2050; 100% of assets are planned for fixed-income assets, leverage is capped at 120%, and the fixed management fee is 0.40% annualized. Individual investors start from 1 yuan and institutional investors from 10 yuan, the scale cap was 14.5 billion yuan as of November 13, 2020, and the product is sold through Bank of Ningbo (hotline 95574), which is also the custodian. This manual is written in Chinese.
| Product code | 1005 |
|---|---|
| National banking registration code | Z7002120000105 |
| Product type | Fixed-income |
| Offering method | Public offering |
| Product rating | PR1 (manager's internal rating) |
| Currency | RMB |
| Establishment date | February 2, 2019 |
| Maturity date | February 2, 2050 |
| Scale cap | 14.5 billion yuan as of November 13, 2020 |
| Fixed management fee | 0.40% annualized |
| Leverage ratio | Not more than 120% |
| Minimum initial purchase | 1 yuan for individuals, 10 yuan for institutions |
| Sales institution | Bank of Ningbo Co., Ltd., hotline 95574 |
Individual investors can start from 1 yuan and institutional investors from 10 yuan. Additional purchases must be in multiples of 1 yuan.
Ningyin Licai Co., Ltd. is the product manager, and Bank of Ningbo Co., Ltd. is the sales institution, reachable through hotline 95574.
The product is rated PR1 under the manager's internal rating, which is for reference only.
The planned allocation is 100% fixed-income assets, with 0% in equity assets and 0% in commodity and financial derivative assets.