Lianbaojia Two-way Endowment Insurance (Dividend Type) is a dividend insurance product with a 5-year insurance period. The insurance coverage includes maturity insurance and death insurance. The exclusion of liability includes the intentional killing and intentional injury of the insured by the policyholder; the intentional self-injury, intentional crime or resistance to the legally adopted criminal coercive measures; the insured person commits suicide within 2 years from the date of the establishment of the contract, but the insured person commits suicide when he is a person without civil capacity; the insured person engages in fights, takes drugs or injects drugs; the insured person drives drunk, drives without a valid driver's license, or drives a vehicle without a valid driving license; war, military conflict, riots or armed rebellion; nuclear explosions, nuclear radiation or nuclear pollution.