This document is a summary of the sales agreement, product prospectus, risk disclosure statement, and customer rights notice for the 2022 Han Yu Wealth 72nd closed-end net value wealth management product in January 2022. The product is a fixed income non-principal-protected floating income closed-end net value wealth management product, suitable for cautious, stable, enterprising, and aggressive clients. The fundraising period is from April 13th, 2022 to April 19th, 2022, the product establishment date is April 20th, 2022, and the product maturity date is August 11th, 2022, with a wealth management period of 113 days. The investment objects mainly include fixed income assets and equity assets, with investment proportions of 80%-100% and 0%-20%. The product is subject to market risks such as bond interest rate, exchange rate fluctuations, and bond price volatility.
This document is the prospectus for the 2022 Wealth 72nd closed-end net value wealth management product offered by Tianjin Bank. The product has a risk level of medium-low and is suitable for clients ranging from cautious to aggressive. It targets fixed-income assets, including bonds and deposits, with a target allocation of 80% to 100% in fixed-income assets and 0% to 20% in equity and other assets.
The product has a term of 113 days, with a subscription period from April 13, 2022, to April 19, 2022, and a maturity date of August 11, 2022. The initial unit net value is 1.00 yuan. The performance benchmark is set between 3.70% and 4.00% annually, but this is not a guarantee of actual returns. Fees include a sales fee of 0.300%, investment management fee of 0.100%, custody fee of 0.004%, and product operation management fee of 0.005%. This manual is written in Chinese.
| Product Risk Level | Medium-low risk |
|---|---|
| Equity Asset Allocation | 0%-20% |
| Performance Benchmark | 3.70%-4.00% (annualized) |
| Maturity Date | August 11, 2022 |
| Minimum Subscription Amount | 10,000 yuan |
| Investment Management Fee | 0.100% annualized |
The product is internally evaluated as a medium-low risk level.
No, this product does not support share transfers.