The Nine Communication Wealthy Series 20005 period product is a net value type non-guaranteed floating income wealth management product with certain risks. Investors need to invest cautiously based on their own situation, and the principal will accumulate interest at the current deposit rate during the fundraising period. Investors also need to pay attention to credit risk, failure to establish a wealth management plan risk, liquidity risk, and interest rate risk.
This document is a product prospectus for the Hankou Bank Wealthy Series 20005, a net-value wealth management product. It outlines the product's risk profile, investment terms, and operational rules for investors.
The product is classified as a medium-low risk investment with a target annualized performance benchmark of 4.25%. It has a fixed term of 670 days, with a minimum initial investment of 10,000 RMB for individual investors. The document details various risks, including credit, liquidity, interest rate, and policy risks, and explains the conditions under which the bank may terminate the plan early. This manual is written in Chinese.
| Product Type | Net-value non-guaranteed floating return wealth management product |
|---|---|
| Risk Rating | Medium-low risk |
| Term | 670 days |
| Performance Benchmark | 4.25% (annualized) |
| Minimum Investment | 10,000 RMB |
| Target Customers | Individual investors ("Steady" and above) |
| Launch Period | July 9, 2020 to July 15, 2020 |
| Maturity Date | May 17, 2022 |
| Fund Custodian | China Merchants Bank |
No, this is a net-value non-guaranteed product where principal and returns fluctuate with market performance.
No, investors cannot terminate the product early during the investment period.
The benchmark is 4.25% annualized, but it does not guarantee future returns.