华商银行 Manuals

Huashang Bank Personal Customer Euro Dollar Exchange Rate Three Tier Knock-Out Structured Deposit 2022 026

This document outlines a structured deposit product offered by Huashang Bank, designed for individual clients. It features a three-tier knock-out structure linked to the EUR/USD exchange rate, with returns ranging from 1.5% to 3.9% depending on the rate performance at maturity. The product has a 185-day term and requires a minimum investment of 10,000 RMB. Risk assessment is required before purchase, and the product is classified as medium-low risk.

The product includes a 24-hour cooling-off period after subscription, during which investors can cancel. Returns are calculated using simple interest and paid at maturity. The document also details disclosure procedures, risk assessment requirements, and customer service channels including bank branches and mobile banking. This manual is written in Chinese.

Covers: Product Description · Risk Disclosure · Investment Terms · Risk Assessment · Customer Service Channels · Disclosure Procedures