Zhejiang Commercial Bank Co., Ltd. 20Zhishi SCP001 Credit Risk Mitigation Note Issuance Circular, is a credit risk mitigation note issued by Zhejiang Commercial Bank Co., Ltd., which is a credit risk mitigation tool. Investors should carefully read this issuance circular and other information disclosure documents, conduct an independent analysis of the authenticity, accuracy, completeness and timeliness of the information disclosure, and make independent judgments on the investment value based on it, and bear any investment risks related to it.